安全2.法案-第334条. Long-term Care Contracts Purchased with Retirement Plan Distributions
Under current law, retirement plans may only make distributions for approved reasons.
Existing law provides favorable 税 treatment for various forms of health and disability insurance and imposes a 10% 税 penalty on early distributions from 税-preferred retirement accounts unless certain exceptions apply.
《bet9游戏平台》第334条.2 .采取安全措施.0) permits retirement plans to distribute a certain amount per year for certain 长期护理保险 contracts.
The amount permitted to be distributed is the lowest of: (1) the amount paid by or assessed to the employee during the year for 长期护理保险; (2) 10% of the employee’s vested accrued benefit in the plan; or (3) $2,500 (this dollar amount will be indexed for inflation beginning in 2025).
Distributions from plans and IRAs would be exempt from the 10% penalty on early distributions if used to pay premiums for high quality, 长期护理保险.
This provision is effective for distributions that occur three years after December 29, 2022.
如果你对安全2有任何疑问.0, please contact a member of the bet9游戏平台 退休的解决方案 team at sdretirement@su-de.com.
This article is part of a series highlighting the impact of the 安全2.对退休计划发起人、参与人及退休人员的收费为0. 您可以查看我们的完整目录的安全2.0的文章 在这里 或下载我们全面的安全2.0的电子书 在这里.
关于安全2.0
安全2.该法案于12月11日由拜登总统签署成为法律. 在2022年,作为1美元的一部分.7万亿美元的综合支出法案.
This massive piece of legislation builds on the foundation that was laid by the 2019 Setting Every Community Up for Retirement Enhancement (SECURE) Act to further improve upon the success of the private employer-based retirement system by making it easier for businesses to offer retirement plans and for individuals to save for retirement.
安全2的全文.0, including provisions that affect pension and cash balance plans, 可以在第二页找到吗,046-2,公共汽车第404页 《2023年综合拨款法案.
This article is part of a series highlighting the impact of the 安全2.对退休计划发起人、参与人及退休人员的收费为0. 您可以查看我们的完整目录的安全2.0的文章 在这里 或下载我们全面的安全2.0的电子书 在这里.
关于施耐德唐斯退休解决方案
bet9游戏平台 退休的解决方案 has experience in all facets of qualified and non-qualified plan delivery, which allows us to be flexible to the needs and direction of our clients. Our specialized team of advisers and consultants provide objective advice and expertise to help plan sponsors govern their retirement plans appropriately, 降低风险, improve participant outcomes and support efficient and compliant plan operations.
bet9游戏平台 财富管理 Advisors, LP (SDWMA) is a registered investment adviser with the U.S. 美国证券交易委员会(SEC). SDWMA provides fee-based investment management services and financial planning services, along with fee-based retirement advisory and consulting services. Material discussed is meant for informational purposes only, 而且这不能被理解为投资, 税务或法律建议. 请注意,个别情况可能有所不同. 因此, this information should be relied upon when coordinated with individual professional advice. Registration with the SEC does not imply any level of skill or training.